Ageas, a leading UK motor insurer, has uncovered a troubling evolution in the “crash for cash” fraud scheme. The latest variation involves moped riders deliberately positioning themselves to be struck by vans reversing, aiming to secure fraudulent insurance claims.
The scheme, which was first noticed in London last summer, initially involved mopeds deliberately colliding with vehicles emerging from side roads. Ageas reports that this deceptive practice is now spreading to major urban areas across the UK, with a notable shift towards targeting reversing vans.
Katie Davies, Director of Underwriting Services and Fraud at Ageas, commented, “Our fraud intelligence team has observed a significant uptick in this scam not only in London but also in other major cities. We urge drivers to be vigilant and recognize the signs of fraudulent accidents to avoid falling victim to this persistent scam. It is crucial to stay alert and report any suspicious activity to the authorities.”
Ageas offers several guidelines for motorists who may find themselves involved in an accident. It is essential to document as many details as possible, including the other party’s registration number, vehicle make and model, and driving license, as well as any distinctive features of the driver or rider.
Drivers should also look for surveillance cameras or CCTV in the vicinity that might have recorded the incident. Additionally, speaking with bystanders or other drivers who witnessed the accident and obtaining their statements can be beneficial. Capturing photographic evidence of the vehicles involved, their positions, and any damage is also crucial.
Ageas advises, “Report the incident to your insurer immediately and provide them with all the details you have collected. If you suspect you have fallen victim to a ‘crash for cash’ scam, it is important to report it to the police and the Insurance Fraud Bureau’s Cheatline.”
