Automobile insurance is a form of insurance that provides vehicle protection for car owners, and its key protection means that insurance companies provide comprehensive protection and services for the insurance needs and risk situations of car owners. This paper will conduct in-depth analysis from the definition of key protection, insurance liability, coverage and so on.
Definition of critical protection
Critical protection means that the insurance company provides comprehensive protection and services for the insurance needs and risk situation of the car owner. The purpose of key protection is to provide owners with more comprehensive insurance protection and better claims settlement services.
Critical protection of insurance liability
The insurance liability of critical protection mainly includes the following aspects:
Vehicle damage
Vehicle losses mainly refer to the repair costs of vehicles after traffic accidents or other accidents. The insurance company will provide the corresponding vehicle loss protection according to the insurance needs and insurance liability of the owner.
Third party liability
Third party liability mainly refers to the third party property losses and personal casualties caused by traffic accidents or other accidents. The insurance company will provide the corresponding third party liability protection according to the insurance needs and insurance liability of the car owner.
Robbery protection
Theft and robbery protection mainly refers to the compensation protection after the vehicle is stolen or robbed. The insurance company will provide corresponding robbery protection according to the insurance needs and insurance liability of the owner.
Spontaneous combustion protection
Spontaneous combustion protection mainly refers to the compensation protection of vehicles after spontaneous combustion. The insurance company will provide corresponding spontaneous combustion protection according to the insurance needs and insurance liabilities of the owner.
Coverage of critical protection
The scope of critical protection mainly includes the following aspects:
Insurance liability
Insurance liability is one of the key protection areas. The insurance company will provide corresponding insurance liability protection according to the insurance needs and insurance liability of the owner.
Amount insured
The amount of insurance is one of the key protection areas. The insurance company will provide the corresponding insurance amount protection according to the insurance needs and insurance liability of the owner.
Term of insurance
The term of insurance is one of the key protection areas. The insurance company will provide corresponding insurance period protection according to the insurance needs and insurance liability of the car owner.
Claims service
Claims services are one of the key protection areas. Insurance companies will provide comprehensive claims services, including claims application, claims review, claim payment and other aspects of the service.
Conclusion
Critical protection means that the insurance company provides comprehensive protection and services for the insurance needs and risk situation of the car owner. The insurance liability of key protection mainly includes vehicle loss, third party liability, robbery protection and spontaneous combustion protection. The coverage of key protection mainly includes insurance liability, insurance amount, insurance term and claim settlement service. When buying auto insurance, car owners need to choose their own insurance products, according to their own insurance needs and risk situation, choose the corresponding key protection, in order to better protect their own vehicles and safety. At the same time, the owner also needs to abide by the traffic rules and avoid the occurrence of traffic accidents in order to better protect the safety of themselves and others.
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